Egg online:

Email change declined:

This is called a phishing email - it is an attempt to get you to click on a link in what looks like a genuine email from a bank. The link will take you to a fake site shich has been set up to llok like your bank login page, but which will allow the criminals to get your user ID and password and then use them to withdraw money from your account.

You can tell that the links are fake by holding the mouse over them and reading the URL in the status bar at the bottom of the page.

Banks will never send you an email asking you to click on their login page

This email tells you that you have won a lottery. When you contact the sender, they will tell you that you need to pay a small fee in advance before you can recieve the money. It may be a local tax, or a transfer fee, and they will keep asking for fees and invent new charges, each time assuring you that your winninigs are just waiting for you if you pay the tax.

The winnings do not exist - the scam is called "advance fee fraud"

A genuine lottery would never use a web based email account (see the bottom of the Marvelous news email) and would never award a prize to someone who had not bought a ticket. You can tell that the email has been sent ou to lots of people because it does not refer to the winner personally.

For your Urgent Attention:

Dear Sir:

These emails are similar to the advance fee fraud, but they are people pretending that they need to get money out of a country and are willing to pay you a percentage if you will help. Just like the lottery email, they will ask for fees in advance, help to bribe officials etc.

These scams are called 419 scams, named after the number in the Nigerian penal code which forbids it. This is because many of these emails are sent by Nigerians.

This email is possibly the most dangerous. It is an attempt to use you and your bank account to launder money from online credit card fraud - the people who send out the phishing emails need some way of getting the cash without putting themselves at risk. Never respond to an email like this.